The Do's And Don'ts Of Bank Etiquette By Robert Jain

By Jason McDonald


To say that banking is a common aspect of life would be something of an understatement. In fact, it's easy to overlook just how many people use banks in order to receive money, send checks, and what have you. When you're at one of these establishments, it's important to practice good etiquette so that every transaction is a smooth, seamless one. For a better understanding of bank etiquette or behavior, here are a few do's and don'ts detailed by Robert Jain.

There are many aspects to consider when it comes to good bank behavior and etiquette, preparedness being one of the most important. Let's say that you're waiting in line to be helped by one of the tellers; what will you have to present? You may have to show your ID along with your credit card, which means that you have these on hand as soon as possible. This level of preparedness will quicken every transaction. According to the likes of Bob Jain, this is a courtesy for bank employees and guests alike.

Another tip to consider, when it comes to bank etiquette, is to know times and days of operation. These will vary from one bank to the next, which means that you should read up on when they're in service. Most banks don't operate on Sunday, for example, which means that you should have any necessary paperwork submitted as early as possible. This will make your life easier and it will be seen as a sign of respect for the bank you're served by.

Now that we have covered some of the do's of bank etiquette, let's touch on some of the don'ts. When it comes to the latter, being impatient tends to be one of the biggest no-no's of conducting oneself at a bank. Keep in mind that while waiting online can be a hindrance, the truth is that the tellers are working as quickly as they can to ensure that every guest is served. Simply wait in line and be patient; your time to be helped will come.

Another don't to avoid, when it comes to bank etiquette, is neglect of company rules. You are viewed as a guest for the time that you're in the building, which means that you must follow the guidelines they list. Most banks have these listed indoors, which means that it won't be terribly difficult to remember them. Furthermore, they tend to fall in line with common sense, such as keeping one's voice down and keeping a single file line toward the tellers.




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